You will be charged in US dollars - assuming that is what your credit card is usually in. ;-) (After all, you could be from England or Australia and still using a credit card from there - we don't know!)
If your Canadian total was $100, the billing line will look something like
beadFX Inc. $100 Cdn @ 0.864124 conversion ........$86.41
The conversion rate will be determined by YOUR credit card company on the date they process the transaction.
The reason we estimate is because the value of the Canadian Dollar to the US Dollar changes daily, and credit card companies don't usually give their customers the best possible rate, and we don't know what day they will charge your card on. So when you read in the paper about the "Bank rate" for currency conversion, it is never as good as the one you will get as an average consumer, much like when you see the "Prime Lending Rate" - you know that your bank is unlikely to give you a loan at that rate!
There is an excellent currency conversion site here.
We are working on a US dollar version of the site - but it's still a ways off.
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